Frequently Asked Questions

We understand that navigating the world of investments can be complex and sometimes overwhelming. That’s why we’ve created this Frequently Asked Questions (FAQ) page to help answer some of the most common queries our clients have. Whether you’re new to investing or looking to refine your strategy, we’re here to provide clarity and guide you through every step of your financial journey.

Here are some common questions received from current and prospective clients. If you need more personalized assistance, feel free to reach out to our team. We’re committed to making your investment planning experience as smooth and informed as possible.

1What are your areas of specialty?

We focus on investment management for individuals and families, financial advisors, tax professionals, legal professionals, and institutions of various types and sizes.

2Are you a fiduciary?

Yes, we are a fee-only fiduciary advisory firm. We do not charge commissions or trading fees. We charge on a percentage (%) of assets basis for portfolio management and on an hourly basis for financial planning.

Our aim is to maximize your ROI by choosing the best investments in the most cost effective manner. Fortunately, this does not mean sacrificing quality as there are several share classes available for the same investment and we look to use the lowest cost share class possible aligning with the minimum investment requirements.

3Can you manage my employer held 401(k) or 403(b) account?

Yes, in most cases, depending on the custodian/trustee, we are able to advise and manage your employer matched plan. We currently have access to manage over 100,000 employer matched/held plans in the United States.

4Who holds my assets? Do you act as or use a custodian?

All assets are custodied at Schwab.

Eamon is not a custodian, our access to your investment account is strictly for trading and rebalancing of your portfolio. Under our standard agreement, we are unable to move any assets into or out of your investment account. However, if you would like assistance managing cash inflows and outflows, we are able to assist upon amending our client agreement with Schwab for your investment account.

5Do you work with clients outside of Pennsylvania?

Our primary state of registration is Pennsylvania, however, we can work with clients in most every state.

6Do I have to come to your office?

No, we do not need to meet in person as we conduct most of our meetings virtually through Zoom Meetings – a convenient and easy to use tool for meeting remotely.

7What is your investment management fee?

We are a fee-only investment manager and are compensated on a percentage (%) of assets basis. Our fees are charged directly to your investment account on a quarterly basis in arrears.

Account Value Annual
Advisory Fee
Below
$1,000,000		 All Assets
Under Management		 1.25%
Above
$1,000,000		 $0 - $1,000,000 1.00%
$1,000,001 - $2,000,000 0.80%
$2,000,001 - $5,000,000 0.70%
$5,000,001 and Above 0.60%
8Do you offer financial planning services? If so, what are your fees?

Yes, we have partnered with a CERTIFIED FINANCIAL PLANNER™ to offer financial planning services for those clients needing a new plan or an update to an existing plan.

Our fees for financial planning are charged on an hourly basis and range from $150 to $250 an hour depending on the complexity of the planning needs. Further, we leverage our close network of tax professionals, estate planning attorneys, and other professionals to coordinate and implement your financial plan.

9How do I get started?

Schedule an introductory call with us, send us an email at info@eamoncap.com or you can call us directly at 412.324.6034